{"id":231,"date":"2015-07-15T18:44:58","date_gmt":"2015-07-15T18:44:58","guid":{"rendered":"https:\/\/leijianglaw.com\/WP\/?page_id=231"},"modified":"2023-09-19T17:49:56","modified_gmt":"2023-09-19T21:49:56","slug":"asset-protection-fundamentals-part-ii","status":"publish","type":"page","link":"https:\/\/leijianglaw.com\/zh\/asset-protection-fundamentals-part-ii\/","title":{"rendered":"\u8d22\u4ea7\u4fdd\u62a4 - II"},"content":{"rendered":"<p><strong>\u6211\u80fd\u5728\u95ee\u9898\u51fa\u73b0\u540e\u518d\u8f6c\u79fb\u8d22\u4ea7\u5417\uff1f<\/strong>?<br>\u8fd9\u4e0d\u662f\u4e00\u4e2a\u597d\u4e3b\u610f\uff0c\u56e0\u4e3a\u8fd9\u4f1a\u5f15\u8d77\u6b3a\u8bc8\u6027\u8f6c\u79fb\u7684\u95ee\u9898\u5e76\u53ef\u80fd\u8fdd\u53cd\u9632\u6b62\u6b3a\u9a97\u8f6c\u79fb\u6cd5\u6848\uff08Uniform Fraudulent Transfer Act\uff09\u7684\u89c4\u5b9a\u3002\u4e3a\u4e86\u907f\u514d\u8fdd\u53cdUFTA\uff0c\u4f60\u4e0d\u53ef\u4ee5\u8fdb\u884c\u4f1a\u9020\u6210\u4f60\u7834\u4ea7\u7684\u8d22\u4ea7\u8f6c\u79fb\u3002\u53e6\u5916\uff0c\u4f60\u5e94\u8be5\u5bfb\u627e\u65b9\u5f0f\u516c\u5e03\u8f6c\u79fb\u3002\u6700\u540e\uff0c\u8d22\u4ea7\u8f6c\u79fb\u4e0d\u80fd\u59a8\u788d\u73b0\u6709\u7684\u5224\u51b3\u6216\u8005\u6b63\u5728\u8fdb\u884c\u8bc9\u8bbc\u7684\u503a\u6743\u4eba\u3002\u5982\u679c\u4f60\u9075\u5faa\u4ee5\u4e0a\u57fa\u672c\u539f\u5219\uff0c\u90a3\u4e48\u201c\u56f0\u96be\u65f6\u671f\u201d\u7684\u8f6c\u79fb\u662f\u53ef\u4ee5\u7684\u3002<\/p>\n\n\n\n<p><strong>\u6211\u80fd\u5c06\u8d22\u4ea7\u4fdd\u62a4\u52a0\u5165\u9057\u4ea7\u89c4\u5212\u4e2d\u5417\uff1f<\/strong>?<br>\u53ef\u4ee5\u3002\u901a\u5e38\u8fd9\u5c06\u6d89\u53ca\u5230\u5efa\u7acb\u53ef\u64a4\u9500\u4fe1\u6258\uff08revocable trust\uff09\u3002\u6d89\u53ca\u9057\u4ea7\u89c4\u5212\u7684\u91cd\u8981\u8d22\u4ea7\u4fdd\u62a4\u7b56\u7565\u6709\u4ee5\u4e0b\u8fd9\u4e9b\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\" start=\"1\">\n<li>\u5efa\u7acb\u4e00\u4e2a\u5305\u542b\u6709\u53ef\u64a4\u9500\u4fe1\u6258\u7684\u9057\u4ea7\u89c4\u5212\u3002<\/li>\n\n\n\n<li>\u4e3a\u8be5\u53ef\u64a4\u9500\u4fe1\u6258\u8ba1\u5212\u63d0\u4f9b\u8d44\u91d1\u3002<\/li>\n\n\n\n<li>\u8003\u8651\u52a0\u5165\u6cd5\u4eba\u59d4\u6258\u4e66\uff08power of attorney\uff09\u5e76\u4f7f\u5176\u5177\u6709\u5e7f\u6cdb\u7684\u8d60\u4e0e\u6743\uff0c\u8fd9\u6837\u5c31\u53ef\u4ee5\u5904\u7406\u957f\u671f\u7684\u533b\u7597\u89c4\u5212\u3002<\/li>\n\n\n\n<li class=\"translation-block\">\u5728\u53ef\u64a4\u9500\u751f\u524d\u4fe1\u6258\u4e2d\u4e3a\u53d7\u76ca\u4eba\u5efa\u7acb\u751f\u524d\u4e0d\u53ef\u64a4\u9500\u7684\u5168\u6743\uff08lifetime irrevocable wholly discretionary\uff09\u6216\u8005\u53d7\u76ca\u4eba\u4e0d\u5f97\u81ea\u7531\u5904\u7406\uff08spendthrift\uff09\u7684\u6b21\u7ea7\u4fe1\u6258\u3002\u8bf7\u8bb0\u5f97\uff0c\u4e0d\u4ec5\u5168\u6743\u548c\u53d7\u76ca\u4eba\u4e0d\u5f97\u81ea\u7531\u5904\u7406\u7684\u4fe1\u6258\u4fdd\u62a4\u4fe1\u6258\u8d22\u4ea7\u8fdc\u79bb\u53d7\u8d60\u4eba\uff08\u53d7\u76ca\u4eba\uff09\u7684\u503a\u4e3b\uff0c\u800c\u4e14\u4fe1\u6258\u8d44\u4ea7\u662f\u5728\u8d22\u4ea7\u8d60\u4e0e\u8005\u7684\u9057\u4ea7\u4e4b\u5916\u7684\u3002<\/li>\n\n\n\n<li>\u592b\u59bb\u4e4b\u95f4\uff0c\u5728\u4fe1\u6258\u4e2d\u52a0\u5165\u9002\u5f53\u6761\u6587\u6765\u5145\u5206\u5229\u7528\u4fc4\u4ea5\u4fc4\u5dde\u5a5a\u59fb\u9057\u4ea7\u7684\u8c41\u514d\u4ee5\u53ca\u5145\u5206\u5229\u7528\u4fc4\u4ea5\u4fc4\u5dde\u7684\u5408\u683c\u53ef\u7ec8\u6b62\u6743\u76ca\u7269\u4e1a\u7684\u673a\u5236 (Ohio Qualified Terminable Interest Property \u2014 QTIP)\u3002<\/li>\n\n\n\n<li>\u8003\u8651\u5728\u4fe1\u6258\u4e2d\u52a0\u5165\u53d7\u76ca\u4eba\u53ef\u63a7\u5236\u7684\u4fe1\u6258\u3002<\/li>\n\n\n\n<li>\u8003\u8651\u5728\u4fe1\u6258\u4e2d\u52a0\u5165\u4e0d\u53d7\u6c38\u4e45\u6cd5\u5219\uff08Rule of Perpetuities\uff09\u9650\u5236\u7684\u6761\u6b3e\u3002<\/li>\n\n\n\n<li>\u5728\u56fd\u5185\u548c\u56fd\u5916\u4f7f\u7528\u8d22\u4ea7\u4fdd\u62a4\u4fe1\u6258\uff08APT\uff09\u6765\u6709\u6548\u5e94\u4ed8\u8d60\u4e0e\u8005\u4e0e\u53d7\u76ca\u4eba\u7684\u503a\u4e3b\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u8fd8\u6709\u5f88\u591a\u5728\u9057\u4ea7\u89c4\u5212\u4e2d\u53ef\u4ee5\u8fbe\u5230\u8d22\u4ea7\u4fdd\u62a4\u76ee\u7684\u7684\u7b56\u7565\u3002\u5982\u679c\u60a8\u60f3\u5f97\u77e5\u66f4\u591a\u7684\u4fe1\u606f\u548c\u7ec6\u8282\uff0c\u8bf7\u54a8\u8be2\u9057\u4ea7\u89c4\u5212\u5f8b\u5e08\u3002<\/p>\n\n\n\n<p><strong>\u4fc4\u4ea5\u4fc4\u5dde\u8c41\u514d\u9879\u76ee\u603b\u7ed3<\/strong><br>\u4fc4\u4ea5\u4fc4\u5dde\u6709\u4ee5\u4e0b\u4e0d\u9519\u7684\u8c41\u514d\u9879<\/p>\n\n\n\n<ul class=\"wp-block-list\" type=\"disc\">\n<li>\u4eba\u5bff\u4fdd\u9669\u7684\u73b0\u91d1\u4ef7\u503c\uff08CV\uff09<\/li>\n\n\n\n<li>\u517b\u8001\u91d1<\/li>\n\n\n\n<li>\u5404\u79cd\u9000\u4f11\u91d1IRAs, Roths, Rollover IRAs<\/li>\n<\/ul>\n\n\n\n<p>\u4fc4\u4ea5\u4fc4\u5dde\u5176\u4ed6\u7684\u8c41\u514d\u9879\u6bd4\u8f83\u5f31<\/p>\n\n\n\n<ul class=\"wp-block-list\" type=\"disc\">\n<li>\u4f4f\u5b85  ($20,200)<\/li>\n\n\n\n<li>\u5de5\u8d44  (\u5927\u6982\u7a0e\u540e $10,200\u4e00\u5e74)<\/li>\n\n\n\n<li>\u4e2a\u4eba\u8d22\u4ea7 ($10,775)<\/li>\n\n\n\n<li>\u6ca1\u6709\u5171\u6709\u8d22\u4ea7\u5168\u90e8\u5360\u6709\uff08tenancy by the entirety\uff09\u7684\u9057\u4ea7<\/li>\n<\/ul>\n\n\n\n<p class=\"translation-block\">\u848b\u9038\u857e\u5e08\u4e8b\u52a1\u6240\u63d0\u4f9b\u9057\u4ea7\u89c4\u5212\u548c\u8d22\u4ea7\u4fdd\u62a4\u89c4\u5212\u7684\u6cd5\u5f8b\u670d\u52a1\u3002\u8bf7<a href=\"https:\/\/leijianglaw.com\/zh\/contact-us\/\" target=\"_self\">\u8054\u7cfb\u6211\u4eec<\/a>\u4ee5\u83b7\u5f97\u66f4\u591a\u8be6\u7ec6\u4fe1\u606f\u548c\u5177\u4f53\u5206\u6790\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>Can I transfer assets after problems arise?It\u2019s not a good idea, because it raises fraudulent transfer concerns and could be a Uniform Fraudulent Transfer Act (UFTA) violation. To avoid UFTA violation, you should never make transfers that render you insolvent. Also, you should look for ways to disclose a transfer. Finally, you should never hinder [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-231","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/leijianglaw.com\/zh\/wp-json\/wp\/v2\/pages\/231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/leijianglaw.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/leijianglaw.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/leijianglaw.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/leijianglaw.com\/zh\/wp-json\/wp\/v2\/comments?post=231"}],"version-history":[{"count":4,"href":"https:\/\/leijianglaw.com\/zh\/wp-json\/wp\/v2\/pages\/231\/revisions"}],"predecessor-version":[{"id":2532,"href":"https:\/\/leijianglaw.com\/zh\/wp-json\/wp\/v2\/pages\/231\/revisions\/2532"}],"wp:attachment":[{"href":"https:\/\/leijianglaw.com\/zh\/wp-json\/wp\/v2\/media?parent=231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}